Don’t Toss the Policy: Important Documents for a Disability Insurance Claim
If you are a doctor, dentist, or other professional considering filing a long-term disability claim, there are some key disability insurance documents to collect and keep in order to properly understand and document your claim, including:
1. Your disability insurance policy
2. The insurance application
3. Notes or letters from meetings with the insurer’s sales agents
4. Notes of telephone conversations with your insurance company employees
5. Letters to and from your insurance company
6. Emails to and from your insurance company
7. Medical records
8. Billing records from your practice
9. A daily pain journal, if necessary
Make sure to keep all of your disability insurance papers and notes in an organized file, and if you have to file a claim, contact an experienced disability insurance attorney who can help you interpret your policy, present your claim, and communicate with your insurer.
