De Novo Review

This is a standard of review that is often applied in cases governed by ERISA, if the policy at issue does not contain a discretionary clause.  This standard of review is much more favorable than abuse of discretion review, because, under de novo review, the court is permitted to independently review your claim and is not required to grant the insurer’s decision any deference.

Click here for more information about when a de novo standard of review is applied.