Lump-Sum Policy Settlement

If our client is interested in a lump-sum settlement, we use our extensive legal experience with disability insurance claims and carriers to advocate on our clients’ behalf during negotiations. A lump-sum can be obtained when a court has ruled that the insurance company has acted in bad faith, and thus the insured should not have to continue his or her relationship with the company.

In this case, the insurance company will be required to pay the policyholder what the total benefits would be worth. The insurance company may also offer, or we may request, a voluntary settlement in order to prematurely end the relationship with an insurer to provide our client with peace of mind. In any of these situations, we know exactly what a policy is worth and what settlement amount is fair. With knowledge of the insurance company’s practices and understanding of our client’s legal rights, we eliminate the unequal bargaining position that exists between the insured and his or her insurance company to get our client the desired result.

Disability insurance carriers often make the claim process as daunting as possible. None of the problems is insurmountable; however, they are certainly difficult to tackle alone. When faced with a possible disability insurance claim, insureds should consult an attorney experienced in this area of the law so that they can maintain control of their financial future. Edward O. Comitz and the attorneys of Comitz | Beethe have earned a national reputation for prosecuting claims on behalf of individuals based on fraud and unfair business practices in the disability insurance and healthcare industries. For more information on our qualifications, see our Attorney Profiles.

Contact our office online or call 480.998.7800 to speak with attorney Edward O. Comitz about your disability insurance claim.