Who We Are
Who We Are
Our clients invariably want to know if they need to hire a disability attorney, whether they can handle the claim themselves, and how hard it will be for them to collect (and keep collecting) disability benefits. Unfortunately, all too often collecting benefits is struggle for unrepresented professionals submitting claims. Doctors are not trained in the law or insurance, and disability insurance companies often take advantage of this. This can result in long delays and improper claim denials, as well as significant emotional and financial burden to an unrepresented claimant who is also trying to manage his or her medical issues and other family and personal responsibilities.
We are a nationally recognized law firm offering powerful and insightful strategies for dentists, physicians, and other professionals at all stages of the disability insurance claims process. We work with doctors and attorneys throughout the country, and often get involved in claims or cases mid-stream, when a client or the client’s attorney realizes that they need more sophisticated, industry-focused attorneys. In these situations, we have used our industry knowledge to deliver successful results for our clients by turning around claims headed for termination and reversing unwarranted claim denials.
With decades of experience in this cottage industry, our firm is truly like no other. Handling professional own-occupation claims is our law firm’s focus. It’s what we do best. We fully understand the obstacles our clients face and how to avoid a claim denial or termination. For our clients, the best defense to a claim denial is working with us to ensure that all aspects of their claims are considered, prepared and submitted properly, and to further ensure that their insurance company does not act in bad faith in order to save money at our clients’ expense.
We have developed one of the most sophisticated and successful professional disability insurance law practices in the country, having returned tens of millions of dollars to our professional clients. Our firm has successfully handled hundreds of own-occupation disability claims/cases with all of the major disability insurance companies. We have long-standing professional relationships with key individuals at most companies and are a known quantity in the disability insurance industry.
How We Help Our Clients
Our firm takes no more than 10 new matters a year. We are selective, taking only the few matters that are the right fit for both us and our clients. Accordingly, we are able to devote substantial time, resources and energy to each individual client in order to secure the disability benefits to which they are entitled. Our clients receive our full attention and benefit greatly from our experience and preparedness, even on the toughest of claims. Our firm has an unprecedented track record of success in handing claims and getting our clients the disability benefits they deserve.
The disability claims process is particularly eye-opening for those experiencing it for the first time. Insurance companies have vast resources at their disposal, often making the disability claim process as daunting as possible in pursuit of their own financial interests. Our clients initially don’t realize that disability insurance companies staff claims not only with an analyst, but one or more physicians, and legal counsel, and often a surveillance company, among others. Thus, there is literally a team of individuals working together to find any viable reason not to pay your claim, and our firm’s job is to even the playing field and make sure you get paid.
Ideally, we work with doctors and other professionals from the moment they realize that they may need to file a disability insurance claim on their own-occupation policy or policies. We help them to assess whether they do or do not have a valid disability claim and can collect benefits. If they do, we help our clients determine when they need to file (particularly if they have a slowly progressive condition, like wrist, neck or back problems) and/or need to sell their practice. Then, when it comes time to file, we handle all aspects of the claim. We work with our clients to gather all necessary documentation and require that the disability insurance companies coordinate all requests for information through our office, so that we can monitor the requests and ensure that they are warranted and appropriately carried out. When disability insurance companies require interviews (of yourself, your employer, your staff and others), Independent Medical Exams (IMEs), Functional Capacity Exams (FCEs), or other examinations, our firm ensures that their representatives do not engage in improper questioning or bad faith conduct.
We continuously monitor each disability claim and utilize our extensive industry knowledge to preemptively identify, document, and combat the insurance companies’ improper, bad-faith tactics, including improper and intrusive surveillance, before these tactics come to fruition in a claim denial or termination of benefits. We also handle cases with doctors and other professionals whose insurance companies have wrongfully denied coverage or attempted to terminate benefits.
Our law firm is not afraid of a challenge. With years of experience in successfully handling the most difficult disability insurance claims, we often help clients whom others have turned away. In the face of what can seem insurmountable challenges, we work tirelessly to secure, protect and preserve the benefits our clients are entitled to receive under their policies. Our job is to do the legwork and make your life easier.