Important Documents for a Disability Insurance Claim

If you are a physician, dentist, or other professional considering filing a disability insurance claim, there are some key documents you should collect and keep in order to properly understand and document your claim, including:

1.  Your disability insurance policy;

2.  The insurance application;

3.  Notes or letters from meetings with the insurer’s sales agents;

4.  Notes of telephone conversations with your insurance company employees;

5.  Letters to and from your insurance company;

6.  Emails to and from your insurance company;

7.  Medical records;

8.  Billing records from your practice; and

9.  A daily pain journal, if necessary.

Make sure to keep all of your disability insurance papers and notes in an organized file, and if you have to file a claim, contact an experienced attorney who can review this information, help you interpret your policy, present your claim, and communicate with your insurer.

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