Physician Claims & Resources

Our law firm’s disability insurance attorneys regularly represent physicians filing “own occupation” disability claims. We are located in Phoenix, Arizona, but our attorneys work with doctors nationwide.

If you’re a physician who has just been diagnosed with a potentially disabling condition, there are probably a lot of things running through your mind—how much longer can I practice? What if I hurt a patient due to my disability? What will the Board do? Will my malpractice insurance cover me if they discover what happened? How am I going to pay my bills if I can’t work? Am I ever going to be able to go back to work or is my disability policy going to be my only source of income?

Or maybe you’ve already filed your claim, and are concerned about a delay in payment or whether insurance companies’ surveillance or other aggressive investigation tactics are permitted under your policy. Maybe your insurance company initially approved your claim, but is refusing to acknowledge the permanent nature of your condition and is pushing you to return to work when you don’t feel that it is safe to do so. Or you have a friend who just offered you a new job opportunity that you’d like to take, to keep yourself busy, but you’re not sure if your policy allows you to work. Or maybe your claim was just denied, and you’re wondering where do I go from here?

Ultimately, the answers to these questions largely depend on several factors, including your practice area, the nature of your condition, your insurer, when your policies were issued, and what the key definitions in your policy say, among other things. Regardless of where you are in the disability claims process, our firm is here to help. We’ve compiled the resources below for physicians who are interested in learning more about the disability claims process.

If you don’t find the answers you are looking for here, you can search our disability insurance blog or contact one of our attorneys.

• When Do I Need to File a Disability Insurance Claim?
• When Should I Contact an Attorney About My Claim?
• What Should I Expect if I File a Disability Claim?
• Do I Have a True “Own Occupation” Policy?
• Should I Just Take a Break From Practicing to See If I Feel Better?
• Do I Need an Attorney to File a Specialty-Specific Disability Claim?
• Why Does the Disability Insurance Company Want My CPT Codes?
• How Long Does it Take to Get Disability Benefits? – Part 1
• How Long Does it Take to Get Disability Benefits? – Part 2
• Can I Collect Disability Benefits For Burnout?
• Can My Disability Insurer Require Me to Have Surgery?
• What if Surgery Doesn’t Work?
• I’ve Been Paid Benefits for Years, Why Is My Insurer Asking for More Information?
• Questions to Ask When Choosing a Disability Attorney

Do Your Disability Insurance Attorneys Represent Physicians in My State?

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• What If You Could Not Be a Physician?
• Disability Insurance and the Physician: Can You Collect on Your Policy?
• What Every Physician Needs to Know About ERISA
• What Should I Expect When Filing A Disability Claim?
• Misuse of Surveillance in Investigation of Physicians’ Disability Claims
• The Four Functions of Insurance: What is the Proper Role of the Claim Department?
• The Importance of Advocacy in the Disability Claim Process
• Protecting the Protectors: Depression & Medical Professionals
• The Challenges Faced by Professionals Filing Mental Health Claims