Derek R. Funk

Direct: 480.685.3638 | Fax: 480.219.5599 | dfunk@cobelaw.com | V-card

Attorney Derek Funk advises physicians, dentists, attorneys, corporate executives and other professionals throughout all stages of the disability claim process.

Professionals’ disability claims are often unfairly targeted for denial, due to the high-dollar liability they create for disability insurance companies. Mr. Funk works closely with attorney Ed Comitz, and together they have developed a unique, results oriented approach to combat insurers’ bad faith tactics and secure and protect our professional clients’ rightful benefits.

Mr. Funk grew up in Logan, Utah, attended law school in Phoenix, Arizona, and now lives in Gilbert with his wife and daughter. While he enjoys the Arizona sun, he also travels back to Utah frequently to get out of the heat, visit family and, in the winter, hit the slopes and take advantage of the Utah snow.

Education and Bar Admissions

Mr. Funk graduated summa cum laude from Utah State University with a B.A. in Law and Constitutional Studies and minors in Philosophy and Latin. He received his J.D., cum laude, from the Sandra Day O’Connor College of Law at Arizona State University, graduating with High Pro Bono Distinction. During law school, Mr. Funk also completed externships with the litigation section of the Arizona Attorney General’s Civil Rights Division and with the Honorable Patricia A. Orozco at the Arizona Court of Appeals.

Mr. Funk is a member of the State Bars of Arizona and Utah, and is admitted to practice in the Arizona Supreme Court, the Utah Supreme Court, the U.S. District Court, District of Arizona, and the U.S. District Court, District of Utah.

Experience

Mr. Funk’s practice is solely dedicated to professionals’ “own occupation” claims and he has handled claims with all of the major carriers in this niche industry. He represents professionals who are already in coverage disputes with their insurers or who are filing new claims and want to avoid the common mistakes professionals make when filing disability claims.

Mr. Funk also spends a significant amount of time tracking the disability insurance industry and educating professionals about new developments. He regularly reviews policies when evaluating potential claims and speaks with professionals who have had their claims denied. Through his experiences dealing with contested and litigated claims, he is aware of the current tactics companies are using to wrongfully terminate claims, and the warning signs that signal if a claim is being targeted for denial.

As a result, Mr. Funk is able to recognize industry trends and identify how companies have changed their policies over time to add limitations and set traps for unwary policyholders that make it more difficult to collect.

Publications & Recognition

Mr. Funk has an aptitude for conveying complex ideas in a straightforward and effective manner, both as an oral advocate and as a writer. He was recognized as a Top Valley Lawyer for 2017 by North Valley Magazine, and has authored articles for national publications such as Dentist’s Money Digest and MD Magazine.

While attending law school, Mr. Funk was a Willard H. Pedrick Scholar and served as Articles Editor of the Arizona State Law Journal, where he published his Comment, Checking the Balances: An Examination of Separation of Powers Issues Raised by the Windsor Case. During law school, Mr. Funk also participated on his law school’s Vis International Commercial Arbitration Moot Court Team as a Brief Editor, and his team’s brief was awarded an Honorable Mention for Best Memorandum at the 11th Willem C. Vis (East) Moot Competition.

Personal

Mr. Funk enjoys golf, basketball, watching sports and spending time with his family in his spare time.

Education

J.D., Cum Laude
Arizona State

B.A., Summa Cum Laude
Law & Const. Studies
Utah State University

Bar Admissions

Arizona Supreme Court

Utah Supreme Court

U.S. District Court,
District of Arizona

U.S. District Court,
District of Utah