An elimination period is a period of time that must pass before the insurer will begin paying you your monthly benefit. Under most policies, the elimination period will not start to run until the insurer has established that he or she is disabled. Some policies also require the elimination period to be satisfied by consecutive days of disability. Most individual disability policies have an elimination period somewhere between 90 and 180 days.
Click here for more information about elimination periods and how long it can take to get benefits.