Examination Provisions

Requirements under a policy that allow an insurer to require claimants undergo certain examinations or submit to testing, often medical examinations, financial examinations, and/or personal interviews. Over time these provisions have become more stringent, specific, and far-reaching, and most policies now state that a failure to attend a requested exam or interview provides the company with a basis for terminating your claim. At the same time, certain types of in-person exams may not be appropriate in a particular claim, either because the policy does not permit that type of exam or the exam is not reasonable under the circumstances.

Click here for more information about what to do if your insurer requests an in-person exam.